Gold Bars for Sale in Ghana | Best Prices, Licensed Dealers & Export Guide

Ghana, often called the “Gold Coast of Africa,” stands among the top gold-producing countries in the world, attracting investors and collectors seeking high-purity gold bars for sale in Ghana. With its rich mining heritage, stable legal framework, and growing network of licensed exporters, Ghana offers one of the most secure and profitable environments for buying physical gold in Africa.

However, while the market’s potential is vast, safety and legality are paramount. The most successful investors understand that every transaction whether for a 1 kg bullion bar or smaller 24K pieces must be conducted through licensed and verified gold dealers approved by the Precious Minerals Marketing Corporation (PMMC) and the Minerals Commission of Ghana.

Buying gold bars in Ghana isn’t just about price it’s about trust, certification, and export compliance. When approached correctly, Ghana’s gold sector provides transparent, lucrative, and globally recognized investment opportunities for serious buyers.

 Current Gold Bar Prices in Ghana

Weight	24K Gold (GHS)	22K Gold (GHS)	18K Gold (GHS)
1 gram	950	870	710
5 grams	4,750	4,350	3,550
10 grams	9,500	8,700	7,100
50 grams	47,500	43,500	35,500
100 grams	95,000	87,000	71,000
150 grams	142,500	130,500	106,500
250 grams	237,500	217,500	177,500
500 grams	475,000	435,000	355,000
1 kilogram (1000g)	950,000	870,000	710,000

Note: Prices are based on the global gold market average at GHS 950 per gram for 24K gold, with approximate conversions for 22K and 18K purity. Rates fluctuate daily depending on market conditions and dealer premiums.

Top Licensed Gold Dealers and Refineries in Ghana

Ghana remains one of Africa’s leading gold producers, exporting millions of ounces annually. To ensure safe, legal, and transparent gold trading, investors should only buy from licensed dealers and certified refineries registered with the Precious Minerals Marketing Company (PMMC) and the Minerals Commission of Ghana.

Below is a list of trusted and licensed gold dealers and refineries operating in Ghana.

1. Precious Minerals Marketing Company (PMMC)

• Type: Government-Owned Dealer & Assayer
• Services: Gold buying, assaying, certification, and export licensing
• Location: Accra, Ghana
• Highlight: PMMC is Ghana’s official body responsible for certifying and monitoring gold exports to ensure purity and legal compliance.

2. AsanSka Jewellery Limited

• Type: Licensed Gold Dealer & Refinery
• Services: Gold refining, smelting, and jewelry production
• Location: Accra, Ghana
• Highlight: Known for modern refining facilities and compliance with Ghana’s gold trading regulations.

3. Gold Coast Refinery Ltd

• Type: Large-Scale Gold Refinery
• Services: Refining, smelting, assaying, and export services
• Location: Accra, Ghana
• Highlight: One of West Africa’s biggest gold refineries with a refining capacity of over 300 kg per day.

4. Sahara Royal Gold Refinery

• Type: Fully Licensed Refinery
• Services: Refining, smelting, testing, and minting
• Location: Accra, Ghana
• Highlight: Offers 999.9 fine gold and works closely with licensed gold exporters and miners.

5. AA Minerals Ltd

• Type: Licensed Gold Exporter & Dealer
• Services: Gold trading, assaying, and international export
• Location: Accra, Ghana
• Highlight: Operates under full license from the Minerals Commission and PMMC with an excellent track record in export transactions.

6. Gold Buyers Africa (Partner Dealer)

• Type: Pan-African Gold Dealer & Exporter
• Services: 24K and 22K gold bar trading, export assistance, and refinery partnerships
• Location: Operates across Ghana, Uganda, Tanzania, and Kenya
• Highlight: A trusted partner for international investors seeking verified African gold directly from licensed sources.

7. Guldrest Resources Company Limited

• Type: Licensed Gold Buying Company
• Services: Gold trading, export, and logistics
• Location: Kumasi, Ghana
• Highlight: Works directly with small-scale miners under government supervision for ethical sourcing.

Gold Bullion and Bar Sizes Available for Sale in Ghana

Ghana offers a thriving market for gold bullion bars, ranging from small 1g investment bars to large 1kg bullion bars ideal for export and institutional holdings. Investors can buy 24K, 22K, or 18K gold, depending on their purpose, whether for investment, jewelry, or trade.

1 Available Gold Bar Weights and Purities

Below is a detailed table showing the current average market prices for 1g to 1kg gold bars in Ghana, categorized by purity level.

Gold Weight	24K (99.9%)	22K (91.6%)	18K (75%)
1 gram	GHS 940 / USD $72	GHS 860 / USD $66	GHS 700 / USD $55
10 grams	GHS 9,400 / USD $720	GHS 8,600 / USD $660	GHS 7,000 / USD $550
100 grams	GHS 94,000 / USD $7,200	GHS 86,000 / USD $6,600	GHS 70,000 / USD $5,500
500 grams	GHS 470,000 / USD $36,000	GHS 430,000 / USD $33,000	GHS 350,000 / USD $27,500
1 kilogram (1kg)	GHS 940,000 / USD $72,000	GHS 860,000 / USD $66,000	GHS 700,000 / USD $55,000

Note. Prices fluctuate daily based on international gold rates and Ghana Cedi–USD exchange rates.

2. Gold Purity Breakdown

• 24K (Pure Gold) – Ideal for investment, resale, and export.
• 22K (91.6% Pure) – Common in jewelry manufacturing.
• 18K (75% Pure) – Mostly decorative and used in ornaments.

 Understanding Gold Bar Products

Before purchasing gold bars for sale in Ghana, it’s essential to understand the different types, purities, and hallmarks that define their value. Ghana’s gold market offers a range of bullion products suitable for investors, collectors, and exporters who prioritize purity, liquidity, and long-term returns.

 Purity Levels — Why 24K (99.99%) Gold Matters

Gold bars in Ghana are typically available in three main purity levels:

Gold Type	Purity Level	Description	Ideal For
24K Gold	99.99% Pure	Highest form of investment-grade bullion. Bright yellow in color and soft in texture.	Long-term investors and exporters
22K Gold	91.67% Pure	Contains a small alloy mix for added strength.	Jewelry manufacturers & traders
18K Gold	75% Pure	Durable but less pure, mainly for ornaments.	Local jewelers and small retail buyers

Note. For serious investors, 24K gold bars are the best choice because they retain maximum purity, global recognition, and resale value.

Common Gold Bar Sizes Available in Ghana

Ghanaian dealers and refineries produce gold bars in multiple sizes to suit different budgets and export needs.

Bar Size	Approx. Weight (grams)	Ideal Buyer
1g – 10g	Small investment bars	New investors or gift buyers
50g – 100g	Mid-range investment	Retail investors
250g – 500g	Bulk buyers	Local traders and jewelers
1kg (1000g)	Standard bullion bar	Exporters, banks, and large-scale investors

Tip: When buying gold bars for export, choose 1kg or 500g bars certified by the Precious Minerals Marketing Corporation (PMMC) to simplify international shipment and documentation.

 Hallmarking and Certification

Every genuine gold bar in Ghana carries a hallmark that confirms:

• Purity ( 99.99)
• Weight ( 1000g)
• Assay Stamp or Refinery Mark ( PMMC, Gold Coast Refinery)
• Serial Number for traceability

These details are engraved directly on the bar and matched with an official assay certificate from the PMMC or the producing refinery. Always ensure your bar comes with these details before completing a transaction.

 Why Bullion Is Preferred Over Jewelry

While both jewelry and gold bars contain precious metal, bullion is the superior investment for the following reasons:

1. Higher Purity: 24K gold bars maintain 99.99% purity compared to lower karat jewelry.
2. Lower Making Costs: Jewelry includes design and labor charges that don’t add resale value.
3. Easier to Store and Transport: Gold bars come in sealed, stackable forms ideal for safes or vaults.
4. Transparent Valuation: Bullion pricing follows the global spot market, ensuring fair value.
5. Simple Export Process: PMMC-certified bars are export-ready, while jewelry may require additional documentation.

 Licensed & Verified Gold Dealers in Ghana

When buying gold in Ghana, choosing a licensed and verified dealer is the most important step. The market has both genuine exporters and unauthorized middlemen so verifying your source protects you from scams and ensures that every transaction is legal, secure, and backed by proper documentation.

Below is a list of licensed gold dealers, refineries, and exporters recognized by the Precious Minerals Marketing Corporation (PMMC) and the Minerals Commission of Ghana.

Top Licensed Gold Dealers in Ghana

Dealer Name	License Type	Location	Key Services	Verification
Gold Buyers Africa (GBA)	Licensed Exporter & Bullion Dealer	Accra	Buys, sells, refines & exports 24K gold bars	Verified by Minerals Commission
AsanSka Jewellery Ltd	Licensed Gold Dealer & Refiner	Accra	Gold refining, jewelry manufacturing, bullion trade	PMMC Certified
AA Minerals Ltd	Gold Exporter & Assayer	Accra	Export documentation, gold assay, purity verification	Verified
Ghana Gold Agents	Licensed Exporter	Kumasi & Accra	Exporting raw gold, facilitating buyer inspection	Minerals Commission Licensed
Gold Coast Refinery Ltd	Gold Refinery & Exporter	Accra	Gold refining up to 99.99% purity, bar minting	ISO-Certified & PMMC Approved

Note. Always cross-check a dealer’s license with the Minerals Commission’s public register or the PMMC official website before making payments.

How to Verify a Gold Dealer in Ghana

Before you buy, confirm these five points to ensure legitimacy:

Verification Step	What to Check	Where to Verify
1. License Certificate	Dealer must hold a valid export/dealer license	Minerals Commission
2. PMMC Certification	Confirms the dealer’s gold is tested & approved	PMMC Assay Office
3. Business Registration	Confirm company registration & TIN	Registrar General’s Department
4. Physical Office Inspection	Visit the dealer’s office to confirm operations	On-site in Ghana
5. Proof of Previous Exports	Request shipping records or waybills	Ghana Customs / Courier Records

Where to Buy Gold Bars in Ghana

Buying Option	Best For	Details
Accra (PMMC Building, Dzorwulu)	Retail & Export Buyers	Visit PMMC offices or authorized dealers to inspect and buy gold bars directly.
Gold Coast Refinery (Accra)	Investors & Exporters	Best for purchasing refined 24K bars in bulk for international shipment.
Kumasi Gold Market	Small Traders	Local miners and dealers selling raw gold and small bars.
Online via Licensed Dealers	International Buyers	Use verified platforms like Gold Buyers Africa for remote purchase, escrow, and shipping support.

 Safety Tips When Buying Gold in Ghana

1. Never buy from street vendors or unlicensed brokers.
2. Ensure every purchase has a PMMC assay certificate showing weight and purity.
3. Use a trusted lawyer or escrow service for high-value transactions.
4. Request GRA tax receipts for all export sales.
5. Ship through authorized logistics companies such as Brinks or Malca-Amit.

 Gold Buying Process in Ghana (Step-by-Step Guide)

Buying gold in Ghana can be a highly profitable investment, but only if done legally and transparently through licensed channels. Below is a step-by-step guide that walks you through how to buy gold bars in Ghana safely, whether you’re a local or foreign investor.

 Step 1: Identify a Licensed Gold Dealer or Refinery

Begin by contacting a registered gold dealer or refinery approved by the Minerals Commission of Ghana and Precious Minerals Marketing Company (PMMC).
Examples include:

• PMMC (Government-authorized)
• Gold Coast Refinery Ltd
• Sahara Royal Gold Refinery
• AsanSka Jewellery Ltd
• Gold Buyers Africa (trusted pan-African exporter)

Tip: Always verify the dealer’s license number and registration status on the official Minerals Commission before making any payments.

 Step 2: Verify Purity and Weight Through Assay Testing

Every gold bar in Ghana should come with a PMMC assay certificate verifying its purity (24K, 22K) and weight (grams or kilograms).

• The test is done at PMMC or a licensed refinery’s lab.
• Avoid buying untested or uncertified gold it may be underweight or impure.

Required document: PMMC Assay Certificate (proof of purity and authenticity).

Step 3: Negotiate and Finalize the Purchase Price

Gold prices in Ghana are based on:

• Daily global gold rates (USD/oz)
• Exchange rate (USD–GHS)
• Purity and bar size (e.g., 1kg, 500g, 100g)
• Dealer premium (1–5%)

Pro tip: Check live rates before purchase reputable companies like Gold Buyers Africa or PMMC display daily gold prices for 24K, 22K, and 18K gold.

Step 4: Obtain Legal Documentation

When buying gold locally in Ghana, you must receive the following official documents:

Document	Purpose	Issued By
Purchase Receipt	Proof of transaction & ownership	Licensed Dealer
Assay Certificate	Confirms purity & weight	PMMC / Refinery
Export License (for international buyers)	Authorizes export of gold	Minerals Commission / PMMC
Customs Declaration Form	Required for export clearance	Ghana Customs

Always cross-check serial numbers on the certificate with the physical bar.

Step 5: Export Procedures (For Foreign Buyers)

If you intend to export gold from Ghana:

1. The gold must be assayed and sealed by PMMC.
2. You must hold or partner with a licensed gold exporter.
3. Apply for export clearance with Ghana Customs.
4. Gold must be transported via secure and insured channels (often with police escort and PMMC supervision).

Note: Exporting gold without PMMC authorization is illegal under Ghanaian law.

 Step 6: Payment and Insurance

Payments can be made via:

• Bank transfer (to a verified corporate account)
• Escrow service (for international buyers)
• In rare cases, cash transactions within bank premises

Always request a signed sales agreement and insurance cover (especially for exported gold).

 Step 7: Avoid Common Scams

Be cautious of:

• Unlicensed sellers posing as miners
• Fake assay certificates
• Unrealistic discounts below international prices

Only transact through licensed dealers like Gold Buyers Africa, PMMC, or registered refineries.

How to Verify Gold Bars in Ghana

Ensuring the authenticity and purity of gold bars is crucial for every investor or buyer in Ghana’s gold market. Fake or impure gold can lead to major financial losses. Below are five trusted methods used by professionals and licensed refineries to verify real gold bars.

1. Verify Through PMMC (Precious Minerals Marketing Company)

The PMMC is Ghana’s official government body responsible for testing and certifying gold purity.

• Submit your gold bar to the PMMC laboratory for assay testing.
• You’ll receive an official PMMC Assay Certificate confirming the gold’s karat (e.g., 24K, 22K) and weight.
• This is the most reliable and legally recognized verification method in Ghana.

Tip: Always ensure the certificate includes the serial number of your gold bar and the PMMC official stamp.

2. Check for Hallmarks and Serial Numbers

Authentic gold bars always carry:

• Hallmark (refinery logo or stamp)
• Purity marking (e.g., “999.9” for 24K gold)
• Serial number (unique identifier for traceability)

Verify the serial number on the bar matches the assay certificate and dealer’s invoice.
Bars without serial numbers or with blurred markings may indicate tampering or counterfeiting.

3. Conduct a Density or Weight Test

Pure gold has a density of 19.32 g/cm³  much higher than fake or alloyed metals.

• Use a precision digital scale to measure the gold’s weight.
• Compare it with the expected standard weight for that size (e.g., 100g, 250g, 1kg).
• Even small discrepancies can indicate impurities or base metal filling.

Tip: Licensed refineries like Gold Buyers Africa and Gold Coast Refinery can perform this test accurately.

4. Use Non-Destructive Testing Devices (XRF Machines)

Modern gold dealers in Ghana use X-Ray Fluorescence (XRF) Analyzers for instant, non-destructive testing.

• The device identifies the exact metal composition of your gold bar within seconds.
• It verifies whether your gold is 24K, 22K, or mixed with other metals.
• This is a fast, scientific, and precise way to authenticate gold before purchase or export.

Available at: PMMC labs, Gold Coast Refinery, Sahara Royal Gold Refinery, and Gold Buyers Africa offices.

5. Buy Only from Licensed Dealers and Refineries

The safest way to verify authenticity is to purchase directly from licensed and government-approved dealers.
Reputable dealers in Ghana include:

• Precious Minerals Marketing Company (PMMC)
• Gold Coast Refinery
• AsanSka Jewellery Ltd
• Sahara Royal Gold Refinery
• Gold Buyers Africa

Licensed dealers always provide:

• Assay certificate
• Purchase receipt
• Export license (for foreign buyers)

 Gold Export Procedures and Taxes in Ghana

Ghana is one of Africa’s largest gold exporters, with a well-regulated system designed to ensure legal, transparent, and traceable gold trade. All gold exports must follow procedures set by the Minerals Commission and the Precious Minerals Marketing Company (PMMC), the two key government agencies overseeing gold trading and certification.

1. Obtain a Gold Export License

Before exporting gold, you must secure an official Gold Export License from the Minerals Commission of Ghana.

Requirements include:

• Certificate of Incorporation from the Registrar General’s Department
• Tax Identification Number (TIN)
• Business Operating Permit
• Bank account in Ghana
• Anti–Money Laundering (AML) compliance certificate

Only companies and individuals with a valid export license can legally export gold from Ghana.

2. Source Gold from Licensed Dealers or Miners

Gold must be purchased from:

• Licensed small-scale miners, or
• Licensed gold dealers/refineries such as PMMC, Gold Coast Refinery, AsanSka Jewellery Ltd, or Sahara Royal Gold Refinery

Tip: Every gold purchase must be accompanied by a purchase receipt and PMMC assay certificate verifying purity and weight.

3. Gold Testing and Assaying at PMMC

Before any gold can be exported, it must undergo official assaying at the PMMC.

Process:

1. The exporter delivers the gold to PMMC’s laboratory.
2. The PMMC verifies the purity (e.g., 24K or 22K) and weight.
3. The gold is then sealed, tagged, and documented.
4. PMMC issues an Assay Certificate confirming the gold’s authenticity.

Note: This certificate is mandatory for both local sales and international exports.

4. Export Declaration and Customs Clearance

Once the assay certificate is issued:

• The exporter must prepare an Export Declaration Form (EDF) via the Ghana Revenue Authority (GRA).
• The gold is physically inspected by Customs, PMMC, and Minerals Commission officers.
• A shipment invoice, airway bill, and packing list are attached.
• The gold is escorted to the airport (often Kotoka International Airport) under tight security.

5. Payment and Repatriation of Export Proceeds

• All gold export payments must be made through official banking channels.
• Exporters are required by the Bank of Ghana to repatriate 80% of export proceeds back into Ghana within 60 days.
• This ensures compliance with national foreign exchange regulations.

 Gold Export Taxes and Charges in Ghana

Below is a breakdown of the key taxes and fees applicable to gold exports from Ghana:

Tax / Fee	Rate / Amount	Collected By	Purpose / Note
Royalty Fee	5% of gold value	Minerals Commission	Paid by miners on all gold sold or exported
Export Levy / Withholding Tax	3% of export value	Ghana Revenue Authority (GRA)	Charged on export transactions
PMMC Assay & Certification Fee	0.5% – 1% of value	PMMC	Covers testing and certification services
Customs & Handling Fees	Variable	Ghana Customs	Covers inspection, handling, and documentation
Bank Transfer Charges	0.5% – 1%	Commercial Bank	Transaction and foreign exchange conversion costs

Tip: Exporters working with Gold Buyers Africa or PMMC benefit from pre-calculated export costs and transparent documentation assistance.

6. Export Security and Insurance

• All gold exports must be insured against theft, loss, or damage during transit.
• Insurance coverage should be all-risk, including air transport and customs handling.
• The exporter is responsible for arranging insurance with a registered provider in Ghana.

7. Post-Export Compliance

After export:

• Submit proof of repatriation of proceeds to the Bank of Ghana.
• File periodic returns and export summaries to the Minerals Commission.
• Maintain all records (invoices, assay reports, customs forms) for at least five years.

Storage and Insurance for Gold Bars in Ghana

1 Secure Storage Options in Ghana

• Investors can store gold bars in bank safe deposit boxes or private vaults in major cities like Accra. These facilities offer 24/7 surveillance, biometric access, and climate control, ensuring maximum protection against theft or damage.

2. Private Vaults and Dealer Storage

• Reputable gold dealers and refineries in Ghana, such as AsanSka Minerals and Gold Coast Refinery, provide secure storage solutions for clients who buy or refine gold through them. These vaults are often insured and allow easier access for frequent traders.

3. Home Storage and Security Measures

• Some small-scale investors prefer home storage for convenience, but this comes with high risk. If choosing this option, use a fireproof safe, install CCTV surveillance, and limit disclosure about stored gold to enhance safety.

4. Gold Insurance Policies

• Always protect physical gold holdings with all-risk insurance coverage. In Ghana, insurance firms such as SIC Insurance and Star Assurance offer custom gold protection policies, covering theft, loss, and damage during storage or transportation.

 Laws and Regulations Governing Gold Trade in Ghana

Ghana’s gold trade operates under strict laws to ensure transparency, environmental protection, and fair taxation. Anyone buying, exporting, or refining gold must comply with the following national frameworks and authorities:

1. Minerals and Mining Act, 2006 (Act 703)

This is the primary legislation regulating gold exploration, mining, and trading in Ghana.

• Grants legal ownership and licensing authority to the Government of Ghana.
• All gold mining and trading activities require licenses from the Minerals Commission.
• Unlicensed gold trading or export is a criminal offense punishable by fines or imprisonment.

2. Minerals and Mining (Licensing) Regulations, 2012 (L.I. 2176)

This regulation outlines the licensing process for gold dealers, refineries, and exporters.

• Applicants must meet financial and technical capability requirements.
• Licenses are issued by the Minerals Commission upon approval from the Ministry of Lands and Natural Resources.
• Renewal is required annually with full compliance to audit and reporting requirements.

3. Precious Minerals Marketing Corporation (PMMC) Regulations

The PMMC is the official government body responsible for supervising gold exports and certifying purity.

• All gold for export must be tested and certified by PMMC.
• PMMC issues Assay Certificates that confirm the purity (24K, 22K, etc.) and weight of the gold.
• Exporters must obtain PMMC export permits before shipment.

4. Anti-Money Laundering (AML) and Due Diligence Requirements

Ghana enforces strict AML regulations under the Financial Intelligence Centre (FIC).

• Gold traders must verify buyer and seller identities.
• Transactions above a certain threshold must be reported to FIC.
• Non-compliance can lead to license suspension or prosecution.

5. Environmental and Community Protection Laws

Gold mining and trading activities are also subject to environmental regulations from the Environmental Protection Agency (EPA).

• Mining companies must obtain EPA permits and conduct Environmental Impact Assessments (EIA).
• Traders are expected to source gold only from legally certified mines that adhere to environmental safety standards.

6. Export Tax and Royalty Obligations

All gold exports from Ghana are subject to:

• 5% royalty tax on the value of gold produced or exported.
• 3%–5% withholding tax on profits (depending on business type).
• PMMC verifies and collects export taxes on behalf of the government.

Buy Gold Online from Ghana

Ghana is one of Africa’s most reliable sources for high-purity gold bars, attracting investors, jewelers, and bullion traders from across the globe. Today, you can buy gold online from Ghana through licensed dealers who offer assay-certified bullion and secure international shipping to destinations such as Dubai, Europe, Asia, and the USA.

Reputable Online Gold Dealers and Export Partners in Ghana

When purchasing gold online, always work with government-approved refineries and dealers registered under the Minerals Commission and certified by the Precious Minerals Marketing Corporation (PMMC).

Dealer / Refinery	Location	Specialization	Online Service
Gold Coast Refinery Ltd	Accra	24K gold bars, refining & export	Online ordering, insured export
AsanSka Minerals Ltd	Accra	Raw gold, dust & bars	Online quotations & contracts
Sahara Royal Gold Refinery	Accra	Refining & gold export services	International logistics support
PMMC (Precious Minerals Marketing Corporation)	Accra	Assay certification, legal exports	Export approval & documentation
Gold Buyers Africa	Regional (Pan-African)	Sourcing, inspection & export	Online purchase, shipment to Dubai & global clients

Each dealer provides assay certificates, export licenses, and customs-cleared shipments to ensure full compliance with Ghanaian and international gold trade regulations.

 How to Safely Buy and Ship Gold Bars Abroad

Buying gold online from Ghana is straightforward when following a structured and secure process:

Step 1: Verify Dealer Legitimacy

• Confirm that the dealer is licensed by the Minerals Commission of Ghana.
• Request copies of their PMMC certification, export license, and company registration.

Step 2: Request an Assay Certificate

• All gold bars must be tested and certified for purity (24K, 22K, or 18K) by the PMMC or an approved refinery.
• The assay certificate confirms authenticity, serial number, and gold content.

Step 3: Secure Payment Agreement

• Use bank-to-bank transfers or escrow accounts to protect your funds.
• Always insist on an official proforma invoice and sales contract before payment.

Step 4: Arrange for Secure Export and Shipping

• Ship only via insured logistics providers such as Brinks, Malca-Amit, or G4S Secure Logistics.
• The dealer must obtain export clearance from PMMC and customs documentation before dispatch.

Step 5: Track and Confirm Delivery

• Receive a tracking number and insurance details.
• Upon delivery, verify your gold with a local assay or XRF test in your country.

Advantages of Buying Gold Online from Ghana

• Access to refinery-direct prices below international retail rates.
• Legally certified gold with government-approved export procedures.
• Fast global delivery through insured courier networks.
• Opportunity to build long-term supplier relationships with verified dealers.

 Safety Tips for Online Buyers

• Avoid unverified online platforms or social media “gold sellers.”
• Verify all documents with the PMMC or Minerals Commission before sending money.
• Request a live video inspection of your gold before shipment.
• Ensure all-risk insurance coverage for gold during transport.

Laws and Regulations Governing Gold Trade in Ghana

Ghana’s gold trade is strictly regulated to ensure transparency, fair taxation, and compliance with international trade laws. Whether you are buying, refining, or exporting gold, understanding these legal frameworks is essential to operate safely and profitably in the Ghanaian market.

1. Minerals and Mining Act, 2006 (Act 703)

This is the primary legislation governing all gold mining, trading, and export activities in Ghana.

• It vests all mineral rights in the President of Ghana on behalf of the state.
• Only licensed individuals or companies can mine, refine, or trade gold.
• The law prohibits illegal mining or exportation, with penalties including fines, confiscation, or imprisonment.
• All licenses are issued through the Minerals Commission.

2. Minerals and Mining (Licensing) Regulations, 2012 (L.I. 2176)

This regulation provides the procedure for obtaining gold trading and export licenses.

• Applicants must meet technical, financial, and safety requirements.
• Licenses are renewable annually, subject to compliance.
• The Minerals Commission oversees registration, monitoring, and renewal processes.

3. Precious Minerals Marketing Corporation (PMMC) Regulations

The PMMC acts as Ghana’s official body for certifying, valuing, and approving gold exports.

• Every gold transaction meant for export must be assayed and certified by PMMC.
• The PMMC issues export certificates confirming the purity and weight of gold.
• Exporters must obtain PMMC permits before shipping any gold abroad.
• The corporation ensures compliance with anti-smuggling and tax regulations.

4. Anti-Money Laundering (AML) & Know Your Customer (KYC) Regulations

To combat illegal trade and financial crimes, gold dealers must comply with Ghana’s AML/KYC framework governed by the Financial Intelligence Centre (FIC).

• Dealers must verify the identity of clients before transactions.
• Large transactions must be reported to the FIC.
• Non-compliance may result in license revocation or legal sanctions.

5. Environmental Protection and Community Regulations

The Environmental Protection Agency (EPA) ensures that gold mining and trading activities meet environmental standards.

• Companies must secure EPA environmental permits.
• Traders are encouraged to source gold from responsible mining operations to reduce environmental damage.
• Violations can result in fines, suspension, or cancellation of operating licenses.

6. Taxation and Royalty Obligations

Gold producers and exporters in Ghana are required to pay royalties and taxes under the law.

• 5% royalty tax on the total value of gold mined or exported.
• Corporate income tax (typically 35%) on profits.
• Withholding taxes may apply depending on transaction type.
• PMMC and the Ghana Revenue Authority (GRA) oversee tax collection.

7. Export Procedures and Documentation

All gold exports must follow approved government procedures:

• Obtain export license from the Minerals Commission.
• Conduct assay testing at PMMC to confirm purity.
• Pay applicable taxes and royalties.
• Obtain export certificate and customs clearance.
• Use approved and insured couriers for shipment (Brinks, Malca-Amit, G4S).

Key Takeaway

To legally trade or export gold in Ghana, you must:

1. Obtain a valid license from the Minerals Commission.
2. Work with PMMC for all assay and export certifications.
3. Comply with AML/KYC, EPA, and tax regulations.
4. Ensure all exports are insured and customs-cleared.

Gold Export Procedures and Taxes in Ghana

Exporting gold from Ghana is a profitable venture, but it must comply with strict regulations set by the Minerals Commission, Precious Minerals Marketing Corporation (PMMC), and the Ghana Revenue Authority (GRA). The process ensures that every shipment is certified, taxed, and legally traceable before leaving the country.

Step-by-Step Gold Export Documentation Process

The following steps outline the legal process for exporting gold from Ghana:

Step	Process Description	Responsible Authority
1. Obtain Export License	Apply for a Gold Export License from the Minerals Commission of Ghana. Only licensed exporters can legally ship gold.	Minerals Commission
2. Source and Assay Gold	Gold must be sourced from licensed miners and refined or assayed by PMMC to verify purity and weight.	PMMC
3. Submit Export Application	Prepare export documents including Invoice, Packing List, Assay Certificate, and Export Declaration Form.	PMMC & GRA
4. Tax Assessment & Payment	GRA assesses and collects export duties, royalties, and withholding taxes before approval.	Ghana Revenue Authority (GRA)
5. Obtain Export Certificate	PMMC issues a Certified Export Certificate after verifying compliance and tax payments.	PMMC
6. Customs Clearance & Shipment	Exporter presents all documents to Ghana Customs for inspection and clearance before shipping through approved couriers (Brinks, G4S, Malca-Amit).	Customs Division of GRA

 Ghana Revenue Authority (GRA) – Export Taxes and Fees

Below is a table outlining the key taxes and fees applicable to gold exports from Ghana:

Type of Tax/Fee	Description	Rate / Amount	Collected By
Royalty Tax	Paid on the gross value of gold mined or exported.	5% of value	GRA / PMMC
Withholding Tax	Applies to gold export profits and business income.	3%–5%	GRA
Corporate Income Tax	Tax on profits of gold exporting companies.	35%	GRA
Assay & Certification Fee	Cost for testing and certifying gold purity.	0.1%–0.2% of shipment value	PMMC
Export Permit Fee	PMMC licensing and export documentation charge.	GHS 2,000–5,000 (varies)	PMMC

Note. Taxes are calculated based on the daily international gold price and verified purity level (24K, 22K and 18K).

Gold Export License Requirements

To legally export gold from Ghana, companies or individuals must obtain a Gold Export License issued by the Minerals Commission.

Requirement	Description / Details
Business Registration Certificate	Must be registered with the Registrar General’s Department as a legal entity.
Tax Identification Number (TIN)	Issued by the Ghana Revenue Authority (GRA) for tax compliance.
PMMC Certification	Required for all gold assay and export approval.
Environmental Permit (if mining)	Issued by the Environmental Protection Agency (EPA) for sourcing gold responsibly.
Local Bank Account	For payment of export taxes, royalties, and official transactions.
Proof of Funds / Financial Capacity	Demonstrates ability to conduct export operations and pay taxes.

 Required Export Documents Checklist

Before any gold shipment leaves Ghana, exporters must provide the following documents:

Document	Purpose	Issuing Authority
Gold Export License	Authorizes the export of gold.	Minerals Commission
Assay Certificate	Confirms gold purity and weight.	PMMC
Proforma Invoice	Shows sales details and buyer information.	Exporter
Packing List	Details gold bar count, weight, and packaging.	Exporter
Customs Export Declaration (C.E.D.)	Registers shipment with Ghana Customs.	GRA – Customs Division
Export Certificate	Verifies legal compliance for shipment.	PMMC
Insurance Certificate	Confirms shipment is fully insured.	Insurance Company
Air Waybill / Courier Receipt	Proof of shipment and tracking number.	Courier Company

Note

• Only licensed exporters can legally trade or export gold from Ghana.
• All gold must be assayed and certified by PMMC before shipment.
• GRA taxes and royalties must be fully paid before export approval.
• Shipments must be insured and customs-cleared before leaving the country.
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Conclusion: Investing Safely in Gold Bars for Sale in Ghana

Ghana remains one of Africa’s most trusted and profitable gold markets, offering genuine 24K gold bars for sale through a network of licensed and verified dealers. With its long-standing mining tradition, strong government oversight, and world-class refining facilities, Ghana provides both local and international investors with a safe entry point into the global gold trade.